Tahoe Keys Real Estate: How To Find A Home Within Your Budget

Finding your dream Tahoe Keys real estate for sale can be difficult for a few reasons. One of these reasons is that with the highest median sold price in South Lake Tahoe, CA, your budget could be putting restrictions on your choices. You may want that home with the party deck and brand new boat dock, but is it within reach, financially? Additionally, mortgage rates have increased and this can put a damper on your original budget. So how can you get that dream home while maintaining a healthy budget? Check out these tips.

  • Determine Your Budget. This part is big AND is often times overlooked. Sit down and write down how much is coming in, how much is going out and how much you can budget without putting yourself through a hardship. Then go and get pre-approved. You will then see what your max number is and figure out if you can make it work. Plus, this puts your offer at the top of the pile as sellers take you more seriously as a buyer AND you have less chances of loan approval falling out last second.
  • Work with a qualified Tahoe Keys realtor. This is almost as important as the first. A qualified, local Tahoe Keys realtor will customize the choices based on budget and your personal criteria. They can also provide pros and cons on each option while remaining neutral. Working with a long time local Tahoe Keys real estate agent also gives you advantages others don’t have. We know what is coming on the market before it is listed, as well as pocket listings that the public may not know about. Any opportunity to get you in the door early is a benefit to you.
  • Location, location, location. This is huge and usually leads the decision making process for a lot of people. Whether it is a neighborhood that is close to work, certain amenities or near a specific school district, you likely have an area already picked out. Tahoe Keys real estate is unique in that it is not only conveniently situated in the middle of town, but it is also close to schools, beaches, trails, skiing, local businesses and nightlife. Not to mention the amenities that come with Tahoe Keys real estate: private beach, private pool, club house, marina, docks and more.
  • Declutter and donate. Life comes with baggage, and we mean that in the literal sense. You tend to collect things as life goes on: That one bag of donations that has turned into 10 bags just sitting in the garage. Children’s art, garage sale finds, old ski equipment, broken furniture and more can get stashed around the house. More possessions means higher moving expenses so before you buy (or sell) Tahoe Keys real estate, be sure to go through and declutter. Figure out which items need to be donated, sold or tossed altogether.

For more information on how to find a home for sale in Tahoe Keys that fits your lifestyle, personal criteria and budget, give me a call at 530-308-4331.

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